For over 30 years Texas Contractors Insurance has been specializing in Texas Workers Compensation Insurance for Contractors. Having a trusted partner to work with your company in risk management is important for the stability and the growth of a successful business. Texas Contractors Insurance works with over 100 "A" Rated companies to make sure you receive the lowest Workers Compensation rates in the industry. Whether your company is new to business, have modification errors, or have no prior coverage our Texas Workers Compensation specialist will work one on one with you to find the coverage that fits you specific business needs.
Texas Workers Compensation is a system where the company is required to pay wage and medical benefits to an employee that is injured while working on the job. The benefits that may be obtained are lost wages, medical and vocational benefits, and in case of death, the dependents are able to receive benefits. Normally the negligence doesn't fall on either party, the employee or the employer. Workers Comp is set up to help injured employees quickly return to work without harming the employers business.
Texas does not require that private companies have Workers Comp Insurance. Employers that choose to not have coverage is to report that status to the Texas Department of Insurance. Employers need to tell their employees if they have Workers Comp Insurance or not.
Give us a call with your Texas Workers Compensation Insurance questions at 1-800-349-3890.