Texas Contractors Insurance understands that your business means everything to you and your family. As an owner of a growing business you face though challenges every day, and we want to make sure that your protection is not one of them. Our certified brokers make sure that your business is adequately protected from accidents that will occur. We want to work one on one with you to develop a plan to make sure your business is financially secure. Texas Contractors Insurance wants to work with you to determine the right mix of insurance coverages to help your business grow today and in the future.
Types of Contractor Insurance Coverage
Workers Compensation Insurance
Workers Compensation is insurance that covers your company when an employee is injured or experience illness during work related activities. If an injury does occur at work the employee is able to receive medical benefits, wage benefits, and vocational training. Workers Compensation Insurance is required in most states but not in the state of Texas. There are a lot of benefits of having Workers Compensation Insurance even though it is not required.
General Liability Insurance protects your business is injury or property damage occurs to a third party due to the actions of your company. In today's litigious world it is important for every company to have adequate General Liability Insurance. General Liability Insurance will pay for legal fees and all compensation due in a civil suit against your company.
Contractor Bonds are a legal guarantee that a project will be completed as expected. If the contractor fails to live up to his/her part of the agreement then the client is covered for losses they may have occurred. Contractor Bonds are not required for most projects but there are strict requirements for contractors looking for government work. And increasing amount of private companies are requiring contractors to have bonds to even bid on projects.
Commercial Auto Insurance policies are designed for businesses that use vehicles to move employees, transport equipment, or transport products. Whether your own car or a fleet of pickups or box trucks to get things moving, you need to have Commercial Auto Insurance to protect you and others. You can receive liability coverage, personal injury/medical coverage, collision coverages, and many more options in order to protect your company when employees are moving around. Normal auto insurance may not always cover the liabilities that you have as a business owner.
Being a contractors normally means that you are self employed, so you are on your own when it comes to finding quality health insurance. We use the buying power of a large company in order to get you the lowest price for Contractor Health Insurance. We have affordable, comprehensive, and meaningful health plans designed specifically for contractors like you. Health Insurance premiums are increasing by double digits daily, while coverage benefits seem to be vanishing. We can help you to control the rising costs of health insurance without loosing any coverage benefits.
Life Insurance can be just as important as General Liability or Workers Compensation insurance to your business and your family. As a contractor you are the heart and soul of your business. As you go the business goes. If there was something to happen to you where you were no longer able to perform your duties as the main component of the business Life Insurance can help to fill the void. Life Insurance just doesn't provide your family with money if you are to pass away. Life Insurance covers terminal illness, critical illness, permanent disability, and requirement for long term care. Protect your family and the future of your business with Life Insurance.
For an Instant Contractors Insurance quote call 1-800-349-3890
